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PMT function calculates the payment for a loan that has constant payments and a constant interest rate . Watch these steps shown in this video about how to use PMT function . 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this video, we will cover how you can use the PMT function in Excel. The PMT function helps you calculate the payments that you, as the borrower, would have to make against a loan. 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this Microsoft Excel 2021 training tutorial video, learn about Goal Seek and the PMT Function in Excel. 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